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Fixed rate mortgages offer a stable interest rate and predictable monthly payment for the life of the loan. Interest-only loans are very different, often featuring an .

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Aug 23, 2009 . The interest rate on a mortgage has a direct impact on the size of a mortgage payment - higher interest rates mean higher mortgage payments.

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The rates quoted by lenders are annual rates. On most home mortgages, the interest payment is calculated monthly. Hence, the rate is divided by 12 before .

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Mortgage loan - Wikipedia, the free encyclopedia
Mortgage payments, which are typically made monthly, contain a . at a specified date, if the interest rate does not change.

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