mortgage interest rate margin for 2009 & 2010
FHA & Conventional with Fixed Rates, ARM, Interest Only

Adjustable Rate Mortgages (ARM) Explained
Adjustable Rate Mortgage How do they work. . INTEREST ONLY MORTGAGE . Margin - the fixed component of your ARM loan, constant throughout the life of .
http://www.erate.com/p_anat_arm.htm

Adjustable-rate mortgage - Wikipedia, the free encyclopedia
A former federal mortgage banking auditor . used an incorrect margin, or ignored interest rate change caps.
http://en.wikipedia.org/wiki/Adjustable-rate_mortgage

Reverse Mortgage Rates | View All-Time Low Interest Rates!
Apr 6, 2012 . Total Interest Rate charged to a reverse mortgage is the Margin + Index + Monthly Mortgage Insurance of 1.250%. Example 4.00% Fixed: .
http://www.allrmc.com/reverse-mortgage-rates.php

Preferred Loan Type Select ---------------> mortgage interest rate margin Refinance Cash Out Refinance Home Equity New Home Purchase Property Type Select One-----------> Single-Family Detached Condominium Cooperative Multi-Family Dwelling Modular Mobile Home (Moveable) Manufactured Home Property Value Select ---------------> 1st Time Buyer 70,000 - 80,000 80,000 - 90,000 90,000 - 100,000 100,000 - 110,000 110,000 - 120,000 120,000 - 130,000 130,000 - 140,000 140,000 - 150,000 150,000 - 160,000 160,000 - 170,000 170,000 - 180,000 180,000 - 190,000 190,000 - 200,000 200,000 - 210,000 210,000 - 220,000 220,000 - 230,000 230,000 - 240,000 240,000 - 250,000 250,000 - 260,000 260,000 - 270,000 270,000 - 280,000 280,000 - 290,000 290,000 - 300,000 300,000 - 310,000 310,000 - 320,000 320,000 - 330,000 330,000 - 340,000 340,000 - 350,000 350,000 - 360,000 360,000 - 370,000 370,000 - 380,000 380,000 - 390,000 390,000 - 400,000 400,000 - 410,000 410,000 - 420,000 420,000 - 430,000 430,000 - 440,000 440,000 - 450,000 450,000 - 460,000 460,000 - 470,000 470,000 - 480,000 480,000 - 490,000 490,000 - 500,000 500,000 - 510,000 510,000 - 520,000 520,000 - 530,000 530,000 - 540,000 540,000 - 550,000 550,000 - 560,000 560,000 - 570,000 570,000 - 580,000 580,000 - 590,000 590,000 - 600,000 600,000 - 610,000 610,000 - 620,000 620,000 - 630,000 630,000 - 640,000 640,000 - 650,000 650,000 - 660,000 660,000 - 670,000 670,000 - 680,000 680,000 - 690,000 690,000 - 700,000 700,000 - 710,000 710,000 - 720,000 720,000 - 730,000 730,000 - 740,000 740,000 - 750,000 750,000 - 760,000 760,000 - 770,000 770,000 - 780,000 780,000 - 790,000 790,000 - 800,000 800,000 - 810,000 810,000 - 820,000 820,000 - 830,000 830,000 - 840,000 840,000 - 850,000 850,000 - 860,000 860,000 - 870,000 870,000 - 880,000 880,000 - 890,000 890,000 - 900,000 900,000 - 910,000 910,000 - 920,000 920,000 - 930,000 930,000 - 940,000 940,000 - 950,000 950,000 - 960,000 960,000 - 970,000 970,000 - 980,000 980,000 - 990,000 990,000 - 1,000,000 1,000,000 - 1,010,000 1,010,000 - 1,020,000 1,020,000 - 1,030,000 1,030,000 - 1,040,000 1,040,000 - 1,050,000 1,050,000 - 1,060,000 1,060,000 - 1,070,000 1,070,000 - 1,080,000 1,080,000 - 1,090,000 1,090,000 - 1,100,000 1,100,000 - 1,110,000 1,110,000 - 1,120,000 1,120,000 - 1,130,000 1,130,000 - 1,140,000 1,140,000 - 1,150,000 1,150,000 - 1,160,000 1,160,000 - 1,170,000 1,170,000 - 1,180,000 1,180,000 - 1,190,000 1,190,000 - 1,200,000 1,200,000 - 1,210,000 1,210,000 - 1,220,000 1,220,000 - 1,230,000 1,230,000 - 1,240,000 1,240,000 - 1,250,000 1,250,000 - 1,260,000 1,260,000 - 1,270,000 1,270,000 - 1,280,000 1,280,000 - 1,290,000 1,290,000 - 1,300,000 1,300,000 - 1,310,000 1,310,000 - 1,320,000 1,320,000 - 1,330,000 1,330,000 - 1,340,000 1,340,000 - 1,350,000 1,350,000 - 1,360,000 1,360,000 - 1,370,000 1,370,000 - 1,380,000 1,380,000 - 1,390,000 1,390,000 - 1,400,000 1,400,000 - 1,410,000 1,410,000 - 1,420,000 1,420,000 - 1,430,000 1,430,000 - 1,440,000 1,440,000 - 1,450,000 1,450,000 - 1,460,000 1,460,000 - 1,470,000 1,470,000 - 1,480,000 1,480,000 - 1,490,000 1,490,000 - 1,500,000 Over 1,500,000 Credit Rating Select One-----------> Excellent Good Fair Poor Email

Primary Mortgage Market Survey (PMMS) - Freddie Mac
2012 Weekly Mortgage Rates Data . Average Rates, 3.98 %, 3.21 %, 2.86 %, 2.78 %. Fees & Points, 0.7, 0.7, 0.8, 0.6. Margin, N/A, N/A, 2.74, 2.76 .
http://www.freddiemac.com/pmms/

What Is a Mortgage Loan Margin? - Budgeting Money
The margin on a mortgage loan is the percentage added after your lender examines your index 45 to 60 days prior to a scheduled interest rate adjustment .
http://budgeting.thenest.com/mortgage-loan-margin-4054.html

Interest Rate Trends ~ Historical Graphs for Mortgage Rates
Three month, one year, three year, long-term trends of mortgage rates on 30 . Fully-Indexed Rate = index (1-year CMT) + margin (assuming a 2.75% margin) .
http://mortgage-x.com/trends.htm

Reverse Mortgages Rates & Reverse Mortgage Fees Comparison
Compare reverse mortgage interest rates and reverse mortgage fees. . retiree; this amount will also vary based on company margin and current interest rates.
http://www.newretirement.com/reverse-mortgage/reverse-mortgage-interest-rates.aspx

Banks triple profit margin on mortgages, despite low interest rates ...
Sep 10, 2009 . Banks triple profit margin on mortgages, despite low interest rates. High-street banks and building societies have almost tripled their profit .
http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/6163205/Banks-triple-profit-margin-on-mortgages-despite-low-interest-rates.html

Calculating ARM Interest Rate Changes
Current interest rate; Interest rate change date; Index and look back period; Mortgage margin and rounding instructions; Any caps (per-adjustment interest rate .
https://www.efanniemae.com/lc/sir/toolbox/genserv/Calculating_ARM_Interest_Rate_Changes.htm

Borrower Guide to Adjustable Rate Mortgages - The Mortgage ...
This information is available on a number of web sites, which are listed in Adjustable Rate Mortgage Indexes. The margin, which can range from 1.65 to 5% or .
http://www.mtgprofessor.com/A%20-%20ARMs/how_arms_work.htm

What Is a Mortgage Loan Margin? | Home Guides | SF Gate
"Mortgage loan margin" is a term that applies to adjustable rate mortgages, or ARMs. . once a year to bring the mortgage rate in line with current interest rates.
http://homeguides.sfgate.com/mortgage-loan-margin-7588.html

E-RATE 5/1 ARM - 5 Year Adjustable Rate Mortgage (5/1 Adjustable ...
Ask what the margin, life cap and periodic caps of your ARM will be in the 6th year. . The ARM is a mortgage option where the interest rate can increase or .
http://www.erate.com/5_year_adjustable_rate_mortgage_arm.htm